Narrator: David Mclean, the VP of Sales and Marketing for Zurich's World Travel Protection, talks to ILSTv about WTP's new help point for travelers called Nomads. David McLean: World Travel Protection was founded in 1991, so we've been in existence nearly 20 years now as an emergency and medical travel and security assistance firm. Basically we provide assistance to those that are traveling for business or leisure, anywhere in the world. And that assistance could be as simple as helping people restore their credit cards and documents if they've lost their wallet; to helping them recover their passport if it's been stolen; to coming to their assistance in managing a medical situation in a remote region of the world where that person may not speak the language. Last year we served people in 154 countries; roughly 20000 medical cases were served. Basically over time we've seen that increasingly our corporate clients have had a need to respond to their employees who are traveling, to offer them more proactive assistance. So empowering those traveling employees with information relevant to the areas in which they've been asked to travel, so they're better able to cope with the potential risks inherent in those regions. To that end we've developed a new tool, it's a Zurich HelpPoint designed to help that traveler, help that organization, mitigate the risks associated with travel to those areas of the world. And that HelpPoint is called "Nomads". Nomads is a mobile application ...

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Holiday Extras was awarded "Best Insurance Provider at the Globe Travel Awards.



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Rather than consider buying travel insurance for every single trip, annual holiday insurance allows you to cover all holidays for a whole year instead of. Because the policies are not written about for all holidays, you save time and trouble to have to take an agent to complete. It also saves money for a period of not less than the fees that are incurred each time a policy is written to pay.

Coverage for the annual insurance varyaccording to the policy, of course, but in general it may be extended stays of up to 45 days with the option to have more time for sports, which are recorded separately because they are covered as inherently more dangerous or too expensive. When you move off for a ski trip, for example, you will definitely want to add the sports coverage, if you are injured on the slopes.

Annual insurance can also apply to your business trips withcertain restrictions. Make sure you understand all restrictions before you travel with your policy. Some travel restrictions are run by hand, for example.

If you are an avid golfer, you can also check by good coverage purely for your golf vacation then. Knowing how much your music clubs costs, it would not make sense to cover them if anything should happen? Airlines lose luggage all the time, and they do not always everything. What happens if your luggage goes to Altoona, and you are on the way to Alberta? What happens when you are on the golf course in beautiful Bermuda and receive a blow on the head? Would you go to your current policy cover for the hospital? Make sure, by reporting on your annual holiday golf insurance.

Buy annual holiday insurance is a better idea for frequent travelers. Perhaps you once a month. Nine times this year, remember to call and get a free day> Insurance. Three times you do not, with the first two uneventful. On the third, however, you wreck your car ends up in hospital, and lose your wallet and your prescription drugs all at once. What are you doing now? Take the worry out of your frequent business or leisure travel by investing in the annual holiday insurance at the beginning of each year.

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