Can I then still get medical treatment if I did not have travel insurance? The answer to this question depends on where you are. A few countries have reciprocal agreements with the UK, this means that you get the same attention and treatment as citizens of this country, without the need for insurance.

These include EU countries, Austria, Belgium, Bulgaria, Czech Republic, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece,Italy, Luxembourg, the Netherlands, Portugal, Spain, the Republic of Ireland and Sweden as well as in Australia, Barbados, New Zealand, Romania and Russia. However, it shall not include popular destinations such as Switzerland, Turkey and the United States.

You must consider that the treatment can not be free. The regulations do not cover the cost of the home if you are seriously ill or injured.

What is the European Health Insurance Card (EHIC)? TheEuropean Health Insurance Card (EHIC) provides access to free or reduced-cost medical care within the European Union. It replaces the E111 form in January 2006. You can find more information from the Department of the Ministry of Health website.

I have travel insurance with my credit card. Does this mean I do not need travel insurance? Travel insurance covers a rule, if you are seriously injured in an accident while traveling. Itdoes not cover the costs of the removal or treatment if you become sick. Neither, it covers loss of baggage, money or cancellation of your stay. So, yes you will still need travel insurance. A couple of credit cards and packaged accounts offer "free" trip cancellation insurance. Check the policy is extensive and includes everything you need.

If something goes wrong on holiday, what should I do? First, the policy details to take with you - Make surecall you insurer before you have any medical treatment, have your insurance details with you. Some insurers may even refuse to pay out if you do not call them. 

Then remember to keep receipts - you will need receipts for any items that you want to claim for. These would include: medical bills, prescriptions and anything you have to buy because your baggage has been lost, stolen or delayed. And if your belongings are lost or stolen get a police report - your insurer will want to To report a police force.

What happens when your holiday is more than 12 hours of delay have? If you stay longer than 12 hours you are delayed in general entitled to about 50 pounds on your travel insurance. Questions about the delay of the airline to confirm in writing and keep receipts of expenses incurred.

My application was rejected. What can I do? Do not be put off if a claim is turned down or are not paid in full. Complaints in writing to the travel insurance, and if they do notResolve your complaint, you can make a complaint to the Financial Ombudsman Service. The Ombudsman can consider your case and may force the company to settle and pay you compensation.

What is personal liability cover? Personal liability is not often used, but important is an important part of travel insurance. If you violate the legal bills for accidental damage to someone or their property while you are covered abroad.

See Also : united air partners