There are many misconceptions associated with travel insurance, and understandably most people are not as well versed in the finer details of this type of cover, as I am - I can not say I blame them! However, many misconceptions people at risk of spending an unnecessary amount of money to bring areas that could and should be covered by their policies.

So I've compiled this mini-FAQ travel insurance to help those who have doubts, concerns or questions about this, too what they seek.

Q: What should I do before going abroad?

A: Make sure that the FCO travel advice for the countries you visit examined. Verify you have enough money and that your passport is up-to-date. Take a photocopy of your passport and keep in a safe place. Check what vaccinations and visas are required. Write down the numbers and addresses of the British embassy and consulate in the country you travel to.

Q: Should I out> Travel Insurance before my vacation?

A: I can be a little biased on this one, but yes! It is extremely important that appropriate personal travel insurance for short trips or visits to Europe and absolutely compelling in countries outside the EU to make in which different disease conditions, more frequent and affordable health insurance, which constituted a little more difficult too. It also covers cancellation as soon as you book your trip.

If you travel --to a country or part of a country against FCO advice, it is unlikely that your insurer would meet requirements, but. If the FCO advice to change after you have booked a holiday, check your position with your tour operator and travel insurance.

Q: Should I look at single trip or annual multi trip travel insurance?

A: Only you can answer, really - even if it is single trip (generally) cheaper, it does exactly what it says and coversJust for a trip. In contrast to the annual multi-trip travel insurance that you need for year-round coverage at various intervals, making it the choice if you think you will probably travel a lot. You can see that only two trips per year, would the annual multi-trip travel insurance cheaper than single trip variety!

Q: What kind of reason for cancellation must be guaranteed to be valid to cover?

A: As long as your reason is within the scope ofcover provided by your policy, then you should have the right to require, in most cases. Legitimate reasons for canceling your trip could be an illness or death in the family (including as defined by your policy), bad weather suspended travel for 24 hours, theft or damage to your home, a victim of criminal assault in which you are not medically able to travel to the military or emergency call-up for jury duty (taking into account the specific conditions andConditions of the policy). Similarly, if the hotel or resort (for independent travelers) you are visiting is suffering from a terrorist attack in the days before your trip, you will normally be in a position to argue.

Question: Who, if I be hospitalized abroad or flown back to England to pay?

A: If you have proper coverage, travel insurance should pay the fees. If not, the costs are covered for you or your relatives and friends.

Q: Is a EuropeanHealth Insurance Card (EHIC) is the same as insurance?

A: No, the free European Health Insurance Card (EHIC) shows that the holder is at a reduced cost or free emergency care right only within the EU. You will still have travel insurance to ensure you will be fully covered in the event of illness or injury. The EHIC card will help if, by reducing your cost before you reimbursed by your insurance.

Q: Is mypersistent disease, a major problem?

A: Basically yes. Check the wording of the policy to ensure cover already-existing illnesses. Often they are not covered if you pay an additional premium, and if you explain your condition if you fail to buy your cover, you can not call on them. As always, the key advice here is to check the policy wording to the magnifying glass.

Q: How can I find out whether it is safe to travel to a particular country?

A:It is strongly recommended that you check the FCO travel advice part of its website (fto.gov.uk). This information is updated regularly and you want solid advice, which is not safe to travel (remember, areas officially described as "unsafe" is rarely covered by travel insurance).

Q: Is it safe to travel to a terrorist attack in another country?

A: Unfortunately, there is no such thing as risk-free ride, and theLack of advice against travel to a particular country or territory does not mean that ensures the Federal Cartel Office for security in that country or territory.

I hope this FAQ has proved useful travel insurance - it's really just scratching the service and the different policy areas is different, but with this recommendation, you should be in a better position to understand his business, the next time you need to purchase travel insurance.

Tags : easy tour and travel riveiew